Xoe is here to provide you the very experience your traditional bank hasn’t been able to meet. Better interest on savings, easy access to money on-the-go and instant loans.
signup for a standard bank account 100% online. No account creation fees and no paper work.
Your Free bank account comes with a debit card and you don’t need to pay any extra money for it.
Get access to an instant line of credit. You can build that to any amount as you bank responsibly.
Pay for Water, electricity, travel tickets, gas etc and enjoy amazing cashbacks on all payments.
Enjoy free bank transfer to any xoebank account and 25 free bank transfer to other banks monthly.
Set spend and save targets and get notified when you meet them. Live in financial freedom.
Withdraw at any of our ATM for free or pay very little fees with any or our agents nation wide
Save regularly with xoebank and get interest rates of up to 8% anually. No hidden cuts.
Traditional banks are notorious for hiding extra fees within their lengthy paper work. But that’s about to end.
with xoebank, ou can say goodbye to hidden fees. Yes, you got it right! no minimum account balance, no overdraft fees, no maintenance charges, no insufficient funds fees, no problem. A bank should help you grow your money, not take it away.
Rather than make you pay more for anything in the name of handling fees, we help you recover some of that money in the form of cashbacks.
Now can automatically earn cashback on groceries, gas, travel, restaurants, fashion, and more when you pay with the xoebank app.
Earn 1.20% on deposits & 5% cashback on top brands like,
Santa Lucia, Carrefour market and Mayima